Economic Development Finance Professional - Business Credit Analysis (EDFP-BCA)

Issued by Grow America

Holders of the EDFP-BCA have demonstrated their ability to perform complex business credit analysis and apply those concepts to complex financial issues such as workouts, syndication and business buyouts. They have mastered deal structuring techniques and loan packaging procedure. This certification is designed specifically for professionals working in Small Business Development Centers

Type Certification
Level Intermediate
Time Months
Cost Paid

Skills

Business Credit Reports
Business Valuation
Commercial Lending
Commercial Real Estate
Corporate Finance
Credit Analysis
Deal Structuring
Economic Development
Economic Development Finance Professional
Finance
Financial Statements
Loans
Problem Solving
Small Business Development
Underwriting

Earning Criteria

Complete ED101- Economic Development Finance Participants in ED101 explore economic development activities as part of a community’s overall economic development finance strategy and investigate the financing resources available for job creation projects. Participants use both the basic tools and newest techniques to analyze and structure economic development projects for small and medium-sized businesses as well as commercial real estate developments utilizing incentive financing packages.
Complete ED201 - Business Credit Analysis In ED201 participants build on ED101 skills, focusing on advanced techniques for assessing operating small businesses’ creditworthiness. The credit analysis and underwriting procedures of commercial lenders are tailored to the unique concerns of economic development lenders. Participants spread and analyze the financial statements of actual companies and use economic development finance programs to structure financing packages.
Complete ED 301 – The Art of Deal Structuring and The Art of Problem Solving ED301 integrates the quantitative skills learned in the previous two courses with the qualitative or non-financial aspects of deal structuring. Participants learn to overcome the various obstacles to the successful structuring and restructuring of business finance projects. The emphasis of this course is case studies that involve complex financial issues such as workouts, and business valuations and buyouts.